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Conceptual End-to-End app for family-focused financial management

ROLE

UX/UI Design + Testing

TOOLS

Figma, FigJam

TIMEFRAME

2 weeks

Background

In many households, chores become a source of tension rather than collaboration. Tasks are often forgotten, unevenly distributed, or left incomplete, leading to frustration among family members.

While chore apps exist, many fail to address the core issue: lack of accountability and motivation.

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I designed a chores management app that encourages shared responsibility by making tasks visible, trackable, and rewarding.

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​Children learn responsibility best when effort and reward are clearly connected.​

42%

parents reported difficulty in getting their tweens to do chores

29%

parents reported lack of time in discovery of helpful resources

Overview

The                         +                                    Chores App is a family-focused financial management app that connects task completion to automatic payments.

The platform allows parents to assign household responsibilities to their children. Once a task is marked complete, parents receive a notification to review and approve. Upon approval, payment is automatically transferred to the child’s digital wallet.

The                         +                                    Chores App bridges responsibility and financial literacy in one seamless system.

64%

children reported lack of interest in doing chores  for no personal gains

Problem

Many families use informal systems to manage chores and allowance. Tasks are assigned verbally. Payments are inconsistent.
Children often receive money without fully understanding how it was earned  and parents struggle to track what has been completed, approved, or paid.

Research &
Insights

People are more likely to complete chores when:

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• responsibilities are clearly assigned
• progress is visible
• effort is acknowledged

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This insight informed the design of a system that emphasizes task ownership and progress tracking.

Solution

Design a structured, role-based platform that digitizes task management and automates allowance distribution  creating a transparent system where effort leads to measurable financial outcomes.

My Design

Process

Empathize

Parents

  • Ages 30–45

  • Digitally comfortable but time-constrained

  • Value structure, accountability, and life-skill development

  • Responsible for approving and funding allowances

Children (6–13)

  • Developing cognitive and financial awareness

  • Motivated by visual progress and  clear rewards

  • Limited understanding of money  value

  • Require simplicity and feedback  clarity

Context: How Families
Currently Manage
Chores

Through informal discussions with parents and secondary research on early financial literacy, several patterns emerged:

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  • Chores are often communicated verbally

  • Allowances are tracked mentally or on paper

  • Payments are inconsistent or delayed

  • There is no visible link between effort and earnings

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This creates a system that relies heavily on memory and repetition rather than structure.

​Emotional & Practical Friction

Parent Frustrations

  • Repeating reminders

  • Losing track of completed tasks

  • Negotiating after tasks are done

  • Feeling inconsistent with rewards

Wants:

  • To teach responsibility, not just   assign chores

  • To reduce conflict

  • To build trust

  • To prepare children for financial independence

Child Frustrations

  • Unclear approval status

  • Delayed payments

  • Confusion around fairness

  • Limited visibility into earnings progress

Wants:

  • Recognition

  • Independence

  • Clear cause-and-effect

  • Fair and visible rewards

Key Observations

From these patterns, I identified:

  • Informal systems weaken accountability

  • Children respond strongly to visual progress indicators

  • Approval-based structures increase perceived fairness

  • Financial literacy requires visible transaction feedback

Define

Core Problem Statement

Parents want to teach responsibility and financial awareness, but existing chore and allowance systems lack structure, transparency, and consistent feedback, weakening the connection between effort and reward.

1

Why is this a Problem?

Without a structured system:

  • Tasks are forgotten or disputed

  • Payments are delayed or inconsistent

  • Children struggle to understand how money is earned

  • Household friction increases

The absence of a visible feedback loop reduces accountability and trust.

2

Who is most Affected?

  • Parents managing multiple responsibilities

  • Children in early financial learning stages (6–13)

  • Households trying to balance structure with simplicity

3

Redefining Design Challenge

How might we create a structured yet simple system that connects household responsibilities to clear financial outcomes for children aged 6–13, while maintaining parental oversight and trust?

4

Understanding our

 Users

Michelle needs a structured, transparent system that connects completed tasks to controlled, trackable payments.

Carina needs immediate feedback and visible progress that reinforces the relationship between effort and earnings.

Ideate

Opportunity Areas

​How might we introduce structure without increasing complexity?

How might we make financial learning visible without overwhelming children?​

​How might we maintain parental control while encouraging child independence?

Explored Solution

Directions

Option A: Gamified Chore App

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  • Points, badges, streaks

  • Highly visual

  • Reward-heavy

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Why not chosen fully?
Risk of turning financial learning into entertainment rather than responsibility.

Option B: Banking-First Interface

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  • Wallet-focused

  • Transaction-heavy

  • Minimal gamification

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Why not chosen fully?
Too complex for younger users (6–8).

​Final Direction: Structured Task-to-Wallet System

A Balanced 

Approach

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  • Clear task assignment

  • Approval-based workflow

  • Automatic wallet update

  • Visible but simplified transaction history

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This aligns structure with simplicity.

User

Flows

Parent:

​The parent journey focuses on control and oversight, ensuring tasks can be monitored and approved efficiently while maintaining transparency in reward distribution.

Child:

​The child journey prioritises clarity and motivation, allowing users to easily understand task progress and how completed activities translate into financial rewards.

Prototyping

Design

Low-fidelity wireframes were used to establish layout, navigation hierarchy and task workflows before introducing visual design.

Branding

A visual system was developed to balance playfulness for children with trust and clarity for parents.

Colour

Palette

Primary

Neutral

Accent

Buttons

Icon

Set

Typo

Graphy

High-

Fidelity

High-fidelity screens translated validated wireframes into a cohesive interface aligned with the product’s educational and financial goals.

Testing & Iteration

​To evaluate usability and system clarity, scenario-based walkthroughs were conducted using realistic task flows for both parent and child users.

Scenario 1 - Parent Assigns a Task

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Goal: Parents required clear confirmation that a task was successfully created and assigned.

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Participants were asked to:

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  • Log in as a parent

  • Create a new task

  • Assign a reward value

  • Confirm task assignment

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Observation: Participants looked for clear confirmation that the task had been successfully created and assigned.

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Design Improvement: To improve clarity, the “Create Task” button was made more prominent on the dashboard so parents could immediately start assigning chores.

Scenario 2 - Child Completes a Task

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Goal: Complete and submit a chore.

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Participants were asked to:

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  • Log in as a child

  • Select assigned task

  • Mark task as complete

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Observation: Users expected stronger confirmation feedback after submission.

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Design Improvement: A confirmation

message and visual status update were

added after task submission.

Scenario 3 - Parent Reviews a Task

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Goal: Approve or reject a completed chore.

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Participants were asked to:

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  • Open notification

  • Review task

  • Choose approve or reject

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Observation: Some users initially overlooked pending approvals on the dashboard.

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Design Improvement: A notification indicator was added to highlight pending approvals on the dashboard.

Product
           Impact



 

Task Success Rate

Overall Success

5/6 Participants

Average Task Time

24 sec

Parent: Assign Task

18 sec

Child: Submit Task

Error & Confusion Points

2   Major Issues

Create Task Visibility

Pending Approval Highlight

User Satisfaction

98

Positive Feedback

"Easy and Motivating!"

Reflection & What I Learned

Reflection

Designing this chore management app highlighted how important it is to create experiences that work for multiple user groups at the same time. In this case, both parents and children interact with the same system but with very different goals and expectations.

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One of the key challenges was balancing simplicity for children aged 6–13 while ensuring parents still had enough control and visibility over tasks and payments. This influenced many design decisions, particularly around clear feedback, task status indicators, and simplified navigation for younger users.

Key Learnings

Designing for multiple users

Creating flows for both parents and children required thinking carefully about how actions from one user would affect the other. This reinforced the importance of designing clear system feedback and approval states.

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Clarity is critical for younger users

Children needed very clear visual feedback to understand when tasks were completed, submitted, or approved. Small design details such as status labels and confirmation screens became essential for reducing confusion.

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Testing reveals behaviour you don’t expect

Usability testing revealed that some users initially overlooked certain actions or expected stronger confirmation feedback. These insights helped guide design improvements that made the experience clearer and more intuitive.

Future Improvements

With more time, I would explore:

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• Adding progress tracking or streaks to encourage consistency in completing chores
• Introducing parent notifications and reminders for pending approvals
• Providing visual rewards or milestones to further motivate younger users

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